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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Hassle free

Fast , efficient and very competitive rates Reviewed on: 19th December 2016

Excellent and efficient

It was a straightforward operation. Quickly and efficiently dealt with. I am very happy with Zopa Reviewed on: 19th December 2016

Amazing service

Low interest loan that was super easy to apply , received funds fast , great product will definitely use again in the future Reviewed on: 19th December 2016

Excellent customer service and terms

I took a loan because I needed to make a deposit on a property but didn't have the cash available until the end of the week. Due to Zopas brilliant no fee cancellation within 7 days I was able to return the cash without any interest charged. Excellent customer services made this a smooth and easy process as well. Reviewed on: 19th December 2016

Easy to get a loan, no fuss, easy to understand website and great customer service

Had a loan from Zopa. Went through quickly and was easy to do with no problems, very clear easy to understand website and can't fault the customer service. Reviewed on: 19th December 2016

Very good company

Quick loan and cheap that's what you need Reviewed on: 19th December 2016

Simple & quick

I applied for a loan the process was very easy. It was very clear what it would cost me and the approval and money transfer were very efficient. Reviewed on: 19th December 2016

Fast and efficient service

Quick response,no hassle,no phone calls really pleased with the company Reviewed on: 19th December 2016

Great experience and very fast payout

Excellent service in every way. I had a great straight forward loan process. Highly recommended to anyone and Thanks Reviewed on: 19th December 2016

Excellance

The whole experience has been excellent would highly recomend Reviewed on: 19th December 2016

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