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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

excellent service, great choice

managed to get a great deal, with a less than great credit history. Reviewed on: 19th December 2016

Great service

Needed cash fast as became but unstuck and zopa helped out fast with great service also nice easy site to visit. Reviewed on: 19th December 2016

Great

Quick easy and fair I would recommend zopa!! Reviewed on: 19th December 2016

No fuss, quick decision

Fast, friendly and quick decision. No early repayment costs. Great Reviewed on: 19th December 2016

Best company for loan

I am so grateful to be one of your customers who has taken out loan, Thanks so much for letting people to have an easier time in life with your company All the best and Merry Christmas Reviewed on: 19th December 2016

100 % excellent

It was hassle free to get a loan.The customer service was excellent Reviewed on: 19th December 2016

Best rates around

For the load I wanted, Zopa had the best interest rates around by 100000 miles. Also very easy to manage your loan online, change payment dates etc. Overall brilliant service. Reviewed on: 19th December 2016

Truly awesome experience..

Very user friendly website and customer services experience. Highly recommended.. Reviewed on: 19th December 2016

Always helpful and quick to react when searching for a loan

Very helpful and easy to understand and follow the account ,you know exactly where you are with the information provided and always happy to help if there are any questions. Reviewed on: 19th December 2016

Very easy and quick service

Decision in minutes. Loan arrived in my account very quickly. Great rate. Easy to use website and easy to change date of repayments. Perfect! Reviewed on: 19th December 2016

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