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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Zoopa zopa

Fast efficient and marvelous customer service Reviewed on: 19th December 2016

Great

Absolutely first class service with great rates Reviewed on: 19th December 2016

Straight forward and hassle free

Money was confirmed very quickly with all the necessary checks, no hassle from Zopa and no cold calling. Hassle free loan at a good rate and easy installments. Definitely recommend and would use them again due to efficiency and non harrasing ethos. Reviewed on: 19th December 2016

Fast, easy & no issues

Taking out my loan was fast and easy. All done online in a matter of 10 minutes and the funds were in my account 48 hours after confirmation, I would recommend to everyone! Reviewed on: 19th December 2016

Did I do the comparison checks? You bet.

Looking for a loan where: (i) the loan process is incredibly simple and (ii) the amount borrowed is received very quickly and (iii) interest charged is surprisingly low then I would recommend Zopa as a first stop shop. Reviewed on: 19th December 2016

Just what it says on the tin

Simple procedure for applying via the website, got a very quick decision and the money was in my account within 3 days of my application. The website also makes it easy to see current position of the loan. Reviewed on: 19th December 2016

Zero hassle super quick process

I applied a good couple of weeks before I needed the loan. However It was much quicker than I ever expected. It took about 10 mins for the application and approval and the money was in my bank in 3 working days. Rates are good and customer service was excellent Reviewed on: 19th December 2016

Excellent , no hassle service

Applied for a loan and received a fast no hassle quote and had the money in my bank in 3 days Reviewed on: 19th December 2016

Best rate on the internet

Applied and received loan straight into account within 48 hours at the best rate available to me. Reviewed on: 19th December 2016

A simple process and very good rates compared to the main banks

A simple process to apply for the loan and extremely goods rates when compared to the main high st banks Reviewed on: 19th December 2016

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