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Zopa: Personal Loan reviews

4.94
Based on 65,241 reviews, last reviewed 4th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (65241)

Perfect

5
Every step of the way was easy. Would recommend Reviewed on: 19th December 2016

Waxa

5
Very easy to get processed via their online upload options Reviewed on: 19th December 2016

Ronseal

5
Does what it says on the box! Easy from start to finish. Reviewed on: 19th December 2016

easy apply

3
Quickly and easy apply for that loan Reviewed on: 19th December 2016

Quite Simply Superb Service

5
Need a loan for £20k and looked all over for the best rates that would be quick to set-up Zopa was the obvious choice my loan was sorted within 24hrs and the interest rate is the cheapest one out there. Plus I love the fact I can over pay whenever I want so not only have I got the cheapest loan I can pay it off quicker if I want - Thanks Zopa Outstanding! Reviewed on: 19th December 2016

Easy to use

5
Very easy to use. Setting up payment and extra payments is so easy. Reviewed on: 19th December 2016

Simply the best

5
Very professional ,stress free and helpful ,I wouldn't use any other firm. Reviewed on: 19th December 2016

easy process, great rates

5
easy to set up, great rates and conditions. Reviewed on: 19th December 2016

Loan

5
Love Zopa, applying for a loan was easy and I can log in online & check the current status whenever I want. Brilliant rates too! Reviewed on: 19th December 2016

Zopa happy customer

5
A quick and simple stress free loan after I wasted half a saturday in a certain bank named after a northern Spanish city. Thanks zopa! Reviewed on: 19th December 2016

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