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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65252 reviews)

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4.94

Based on 65,251 reviews, last reviewed 13th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Quick and easy

Quick and easy. No fuss. No problems. Decent interest rates Reviewed on: 19th December 2016

Easy application process and good rates

The application process was very easy and whilst the transfer time was 5 days even though approval was granted after only a few minutes I am still happy with the loan Reviewed on: 19th December 2016

Fast,easy application and quick!

My husband recommended zopa so applied. Easy online form with a quick processing time. Money was in my account very quickly after the confirmation email to say the loan was approved. Reviewed on: 19th December 2016

Zopa - Amazing service

I've used Zopa a few times now and the service is excellent and I would recommend them to absolutely anyone. Very fast payouts too with no penalty for repaying early! Thanks Zopa for already being winners with me Reviewed on: 19th December 2016

No problems with the loan

Quick easy now only pay every month Thank you Zopa Reviewed on: 19th December 2016

Just a great loan

Great rates, easy application, full communication - perfect all round Reviewed on: 19th December 2016

Great people at Zopa high street banks are dead

So easy so quick Zopa are great !! Reviewed on: 19th December 2016

Straightforward great bank

I couldn't tick all the boxes but found Zopa to be competitive, straightforward, fast responders. Recommended all day every day! Reviewed on: 19th December 2016

Great Service

For someone like me with a not so great credit rating I wasn't expecting to get a loan at the sort of rates Zopa were advertising ...I was very surprised about how easy the whole process was and very impressed with the whole service overall and even better when i was in a position to repay the load early there was no early repayment charge and you only paid for the interest over the time you had the loan and not the whole period of the load ...again very impressed and a big big help when it was really needed Reviewed on: 19th December 2016

Easy fair value for money

It was very straight forward and offered the best rates for my situation Reviewed on: 19th December 2016

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