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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67286)

Thank you Zopa and your speedy service

I was lucky enough to get this loan on behalf of my son who had been struggling to get a car as bus routes didn't get him to his new job on time. Loan was processed immediately and had the money within 3 days as promised! He's doing great in his job and paying me back monthly for the loan. Thank you Zopa! Reviewed on: 22nd December 2016

Very good and fast service, and low interest rates.

I am took a loan from Zopa.com and I am very happy because the loan it helped for me very much and the interest is are small, it is possible to change the payment date without any penalty, as much as I have had loans from different companies Zopa.com is the best, if i need the loan again I will come back to the Zopa.com for it. Thank you very much to Zopa.com. Reviewed on: 22nd December 2016

Clear and slick website

Zopa website is clear and easy to use. Made ti very easy to compare options and understand the rates and terms. Guided me easily through the application. I would recommend Zopa's website as a best practice example. Reviewed on: 22nd December 2016

Excellent Lender

Took out a home improvement loan with Zopa. Terms and rates were clearly explained and much more competitive than the high street banks. Early repayment with no penalties is a major plus point. Application was processed quickly with no fuss. I would recommend Zopa. Reviewed on: 22nd December 2016

Easy and good rates

Easy and quick with great rates. Reviewed on: 22nd December 2016

fast and efficient

checked online and compared loans and this came out the best for me without huge interest costs, made sense for me to do it and had the money within 48 hours, I couldn't have been happier Reviewed on: 22nd December 2016

Excellent service. Great rates!

Excellent hassle free service. Great rates! Reviewed on: 22nd December 2016

Treat you like a human being.

Not too intrusive about personal information as you are dealt with respect throughout the process. Reviewed on: 22nd December 2016

First class service.

We used Zopa for a car loan. Straightforward and hassle free service. Option to settle balance without penalty is a big plus. Would definitely use Zopa again and would recommend to others. Reviewed on: 22nd December 2016

Great rates and easy to apply

I applied for a loan for my car and was in my account within 2-days. The rate was so low even the car company who offered me finance was impressed! Great service. Reviewed on: 22nd December 2016

Review Zopa: Personal loan now

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View resource hub

Zopa: Personal loan reviews

100250% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (67286)

Thank you Zopa and your speedy service

Very good and fast service, and low interest rates.

Clear and slick website

Excellent Lender

Easy and good rates

fast and efficient

Excellent service. Great rates!

Treat you like a human being.

First class service.

Great rates and easy to apply

Review Zopa: Personal loan now

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