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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Simplicity

A simple, straightforward and quick process to have the loan agreed and paid into my bank... Reviewed on: 19th December 2016

Great service

Took a loan out with no hassle at all ,had been refused by other companies Application was easy and very quick ,would definitely recommend zooa Reviewed on: 19th December 2016

Mr n wilby

Low interest rates fast payment friendly and helpful staff Reviewed on: 19th December 2016

Efficient, Easy to Use and Upfront! 10/10

I chose Zopa after searching for a personal loan. Their process was quick, straightforward and fair. I recommend them highly to everyone I know Reviewed on: 19th December 2016

Sorted

Very simple very easy and the web site was brilliant Reviewed on: 19th December 2016

An excellent company when you need a loan

This is a great company to go to when looking for a loan, they were the lowest interest rate around and once I was accepted money was in my account very quickly. I would definitely use again if I need a loan. Reviewed on: 19th December 2016

Easy, simple and great rates

Taking out a loan was easy, offered great rates and found out really quickly whether I was accepted Reviewed on: 19th December 2016

Fast, friendly company all online

Did everything online, did not have to speak to a single person. Within 3 days in my account. Very good interest rates. Highly recommend 10 out of 10. Reviewed on: 19th December 2016

Easy as peas

I found Zopa on a price comparison website and they hit the very top of the best value list for the loan amount I was seeking. From that point to the cash in my account was around 5 working days. Excellent response, application was trouble free and simple. Reviewed on: 19th December 2016

Loan Experience

Very quick and easy to apply and receive the funds. Impressive service Reviewed on: 19th December 2016

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