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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

Super fast processing time, affordable payments, effortless!

I saw the car I wanted to buy, concerned it would be sold before I could arrange finance, I filled out their online form and the money was in my account 48hrs later! Reviewed on: 19th December 2016

Easy Loan

This was and easy and friendly way to borrow money. The form was easy to fill in, straight forward questions and only had to wait a minute or so for approval. Fantastic interest rate compared to some big lending companies and you can check your account on line, make extra payments and contact them direct if you need to. I would certainly use them again. Reviewed on: 19th December 2016

Best rates and easy application

Zopa was by far offering some of the best rates, and what you saw advertised is what you got...no hidden extras or higher interest rates when you started the application. The online form was simple, user friendly and instantly gave me an answer without a long list of ridiculous other questions! Reviewed on: 19th December 2016

Loan

Quick and easy application and easy to deal with.plenty of information available and easily understood requests. Reviewed on: 19th December 2016

Simple and easy

Very easy application and transparent from the beginning. Very easy to track your loan through the year. Reviewed on: 19th December 2016

Great rate. Result in 3 days, money transferred to account

Quick and relatively painfree. Answer within 3 days. Easy application Reviewed on: 19th December 2016

Fast,easy access to funds at a great rate.

I needed a topup for a car purchase, simply completed the online form and funds were sent to my account within 48hrs. Great interest rate and no hassle way to finance a short term loan. Reviewed on: 19th December 2016

Quick and simple!

Very simple to register, very simple to complete. Lovely and quick with easy to use website. Reviewed on: 19th December 2016

Super fast and easy

It was so easy to get a loan,no problems with providing documents,got money into my account really fast and the interest rates were amazing!!! Reviewed on: 19th December 2016

Simple, speedy, reliable

Zopa proved super easy, accessible, speedy & easy Convenient to check balance situation Quick and efficient service Reviewed on: 19th December 2016

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