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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65252 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65252)

Zopa happy customer

A quick and simple stress free loan after I wasted half a saturday in a certain bank named after a northern Spanish city. Thanks zopa! Reviewed on: 19th December 2016

Very good service

Very good service and interest rates Reviewed on: 19th December 2016

Best place if you need extra money

Thats my second time with zopa... always the best rates always the best customer service..... thanks a lot Reviewed on: 19th December 2016

Excellent company

Fast and simple service, great rates. I will definitely be using them again. Reviewed on: 19th December 2016

Best of the Best

Low % Quick response All explained BEST out of the BEST Reviewed on: 19th December 2016

Highly recommended loan service

Every loan I have taken out with Zopa has been quick, easy and efficient. The interest rates are reasonable and I have recommended Zopa to lots of my friends and colleagues. Reviewed on: 19th December 2016

Quick response, no fuss

I have used Zopa twice now, all very straightforward and uncomplicated. I wouldn't hesitate to recommend them Reviewed on: 19th December 2016

No problems at all

I've had no problems with zopa. No problems changing direct debit date etc Reviewed on: 19th December 2016

The absolute best

I have used finance quite heavily over the past 30 years. I have seen all companies getting better at customer service but ZOPA top the lot. It was the easiest, smoothest and safest transaction I have ever done. Reviewed on: 19th December 2016

Good loan company

Very easy to arrange a loan with this company Reviewed on: 19th December 2016

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