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Zopa: Personal loan reviews

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4.94
Based on 67,281 reviews, last reviewed 22nd Jan 2026
100000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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Latest highest rating:

5

Excellent service top bank many options number 1 cus... Excellent service top bank many options number 1 customer service Reviewed on: 22nd January 2026
Jihad Elhassanie's avatar
Jihad Elhassanie

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67281)

Zopa is excellent

5
An efficient service, with great rates. Reviewed on: 20th December 2016
Diane's avatar
Diane

Easy process, very quick!

5
Needed a loan for a car, Zopa was nice to deal with and efficient. Reviewed on: 20th December 2016
Gary Staniland's avatar
Gary Staniland

Zopa loans - simple and quick to arrange

5
Very quick and easy to arrange, no problems issues or concerns. Will use again and highly recommended. Reviewed on: 20th December 2016
Chris Lodge's avatar
Chris Lodge

GRET COMPANY, COMFORTABLE RATES

5
IT WAS EXTREMELY FAST AND EFFICIENT PROCESS Reviewed on: 20th December 2016
Maria pazikov's avatar
Maria pazikov

Great interest rate. Easy to use website

5
Very good interest rate. Friendly and easy to use website. Reviewed on: 20th December 2016
Lukasz Nowicki's avatar
Lukasz Nowicki

How it should be done

5
Fantastic terms, simple and easy Reviewed on: 20th December 2016
JAMES DONNELLY's avatar
JAMES DONNELLY

so good

5
Hi, l must say that from start to finish I can't fault Zopa. I applied for my loan over the weekend but this still didn't hold things up. Just a great service. Reviewed on: 20th December 2016
Steve Leonard's avatar
Steve Leonard

Service and flexibility, all online

5
Whilst I was looking for a loan Zopa had some of the best rates available. The whole process was simple and easily done online. I found the flexibility to change payment dates, make over-payments or borrow more money very clear. The whole concept is excellent. Reviewed on: 20th December 2016
Jeremy Yeomans's avatar
Jeremy Yeomans

Money in the bank instantly

5
Excellent service, my money was in the bank almost instantly!!! Reviewed on: 20th December 2016
Chris porter's avatar
Chris porter

Excellent

5
Great and fast service . Without any problems or delays.it was very straight forward. Reviewed on: 20th December 2016
Messias Pereira's avatar
Messias Pereira

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