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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67242 reviews)

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4.94

Based on 67,242 reviews, last reviewed 19th Jan 2026

65367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good experience -well recommended Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67242)

Excellent service

On my 4th loan with Zopa; brilliant service and quick decisions every time - no hesitation in making a recommendation! Reviewed on: 19th December 2016

Very efficient and personable. Hassle free servuce

A very personals and efficient service and nice people. Reviewed on: 19th December 2016

Quick and easy, hassle free service!

I took out a loan in August. The online application was simple and secure. Everything was done online and I received the funds within 3 working days. I never get spam or nuisance emails from Zopa. Excellent. Reviewed on: 19th December 2016

Best loan company out there

Very easy to deal with zopa. Fast progress pay out .no 1 in my book Reviewed on: 19th December 2016

zopa to the rescue!

I just brought a house & as you can imagine once the deposit & fees have been paid you need that little extra to help you get started on decorating & everything else i was also getting married aswell so money was really tight! Didnt have no help of anybody else so i thought look at some loan rates & Zopa loans was by far that most eyecatching loan that popped on my screen. The interest rates was lower than anybody else really good fast payment service & also no charges on early repayments honestly i cleared my loan off in its first year & will definitely recommend this to any person thats wanting to take out a loan Reviewed on: 19th December 2016

The nicest way to borrow money!

Great customer service, friendly, efficient and great rates. I love knowing that I'm being helped by individuals, and hope I'll be able to help others one day in return. Reviewed on: 19th December 2016

Quality service in a quick way

I took a loan with Zopa this year. Almost zero formalities, all information given online, fast and very friendly customer service. Reviewed on: 19th December 2016

Good

Quick n easy 1 simple call few paperwork details done !!!! Reviewed on: 19th December 2016

Great service

Required a loan for home improvements. Quick desicion and very competitive rates. Reviewed on: 19th December 2016

Great loan rates!

I applied to zopa for a loan. Was offered competitive rates, and money was in my account within two weeks. Reviewed on: 19th December 2016

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