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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,286 reviews, last reviewed 24th Jan 2026
100250% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026
David's avatar
David

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67286)

Quality service in a quick way

5
I took a loan with Zopa this year. Almost zero formalities, all information given online, fast and very friendly customer service. Reviewed on: 19th December 2016
Barbara Derecka's avatar
Barbara Derecka

Good

5
Quick n easy 1 simple call few paperwork details done !!!! Reviewed on: 19th December 2016
jamie bubbins's avatar
jamie bubbins

Great service

5
Required a loan for home improvements. Quick desicion and very competitive rates. Reviewed on: 19th December 2016
Craig Pearce's avatar
Craig Pearce

Great loan rates!

5
I applied to zopa for a loan. Was offered competitive rates, and money was in my account within two weeks. Reviewed on: 19th December 2016
Shevaun Wood's avatar
Shevaun Wood

Quick and very easy

4
All done online when I had time to complete the application. Very easy to do with a great interest rate and the money was in my account really quickly. Reviewed on: 19th December 2016
Sally Haines's avatar
Sally Haines

Great speedy service

5
This was easy from initial enquiry to depositing of the money in my account. The interest rate was also very competitive Reviewed on: 19th December 2016
Richard Morris 's avatar
Richard Morris

Perfect. No hassle no complications

5
Applied for a loan and once approved money was in my account very quickly. No hidden costs everything is in black and white and explained clearly up front. I will definitely use them again Reviewed on: 19th December 2016
Hassan Farooq's avatar
Hassan Farooq

Good service

5
Simple easy application and great service Reviewed on: 19th December 2016
Lisa MacDonald's avatar
Lisa MacDonald

Hassle free loan

5
So easy to apply and go through the application process. I ended up repaying my loan early and that process was also simple. Reviewed on: 19th December 2016
Luke Blair's avatar
Luke Blair

Perfect loan experience, great rate, perfect service.

5
Experience second to none. Speedy process, best rate, and funds available within 5 working days from start to end. What's not to like? Reviewed on: 19th December 2016
Terry Collins's avatar
Terry Collins

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