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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67208 reviews)

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4.94

Based on 67,208 reviews, last reviewed 18th Jan 2026

64267% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent company, No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67208)

Better than I could have hoped

I never thought taking out a loan could be so easy or cheap.....then I found Zopa Hurrah :) Reviewed on: 19th December 2016

Great experience

From the website simplicity, interest rate, ease of process the whole experience was quick and efficient. Have already recommended to numerous friends. Reviewed on: 19th December 2016

No-brainer

After my high street bank cold called me I took the opportunity to arrange a meeting with them to discuss personal loans any mortgages. Despite being a customer for around 20 years the terms of their loans were way worse than Zopa (I checked ahead of the meeting) and they couldn't come close. Add to that how easy it is to apply and taking out a Zopa loan was a no-brainier. Reviewed on: 19th December 2016

Professional company, great service

Taking out a loan was simple and speedy with low interest rates and the option of repaying the loan early. I'd highly recommend Zopa Reviewed on: 19th December 2016

Brilliant Loan Company

I have taken out a couple of loans with Zopa over the years, and have always found the website and process very easy and quick. I like the fact that you can pay extra off your loan at any time, to reduce the amount and interest owed, without incurring any penalties. I have never felt the need to ring, as everything is done efficiently and quickly via their website. I would use Zopa again, and wouldnt hesitate in recommending them to friends and family. Reviewed on: 19th December 2016

Fantastic service

Very quick with decision, website easy to navigate, lower intrest rates than a lot of other companies l Reviewed on: 19th December 2016

Very good

Very quick and easy with good security Reviewed on: 19th December 2016

Fast honest and reliible service

Everything was fast from start to finish no hidden nasties great overall experience would use again in a heartbeat Reviewed on: 19th December 2016

Easy to manage loan

Easy to understand, apply for and manage. Reviewed on: 19th December 2016

Quick and extraordinary service

I received money on couple minutes with clear term and conditions. All issue I solved put with customer service center Reviewed on: 19th December 2016

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