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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67242 reviews)

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4.94

Based on 67,242 reviews, last reviewed 19th Jan 2026

65367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good experience -well recommended Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67242)

Mr Istvan Olah

Very good company Everiting is Nice Both of them the people and company I m happy whit the zopa Reviewed on: 19th December 2016

Customer focussed

Very easy to use experience. Online services were quick and easy. Reviewed on: 19th December 2016

Fast straight forward service!

It was easy and fast experience. Helped me when I needed it the most.. Thank you Reviewed on: 19th December 2016

Good, quick and best value.

Applied for online. Accepted quickly and money was transferred straight after. Very good service and good value. Reviewed on: 19th December 2016

helpful people friendly

I needed a loan on 2 separate occasions and Zopa were understanding and helpful both times Reviewed on: 19th December 2016

So simple with great interest rates

I wanted a lone of around £4000 but found, due to the amount, the interest rates were very high. I came across zopa by chance and almost didn't apply as thought it was too good to be true ! Luckily it was a legitimate company and my loan requested was reviewed and accepted quickly Reviewed on: 19th December 2016

Just brilliant

Brilliant interst rates and to be honest customer service! Would highly recommend Reviewed on: 19th December 2016

Outstanding and amazing

By far the best cheapest and easiest loan company I have ever thank you for everything :) Reviewed on: 19th December 2016

home loan

I borrowed money toimprove central heating. I submiited information required and obtained a loan at a low interest rate and completedy project successfully. Reviewed on: 19th December 2016

Excellent

I found it very easy to apply on line, the quick decision and very good rates interest Reviewed on: 19th December 2016

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