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Zopa: Personal loan reviews

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4.94
Based on 67,182 reviews, last reviewed 18th Jan 2026
63400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

It was a quick and simple process to deal with Zopa. It was a quick and simple process to deal with Zopa. Questions answered quickly and honestly. Reviewed on: 18th January 2026
Robert M's avatar
Robert M

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67182)

Great loan

5
Easy to use website enabled me to get a small car loan at a rate far better than any other provider. Reviewed on: 19th December 2016
M Holland's avatar
M Holland

EXCELLENT

5
TOP COMPANY BRILLIANT STAFF GREAT RATES QUICK EASY SERVICE YOU WONT GET BETTER Reviewed on: 19th December 2016
JENNY's avatar
JENNY

Extremely Happy ! Thank U !

5
Taking out loan so quick and straight forward. Interest rates very reasonable & unbeaten! Costumer service always polite helpful professional Zopa website very use-friendly so far I took 4 loans and to be honest i'm so so happy! Thank U so so much ! Highly recommended with regards Joanna Reviewed on: 19th December 2016
joanna 's avatar
joanna

Simple AND Great!!

5
We were looking for a way to take my kids to Euro Disney without breaking the bank. I couldn't afford it outright so decided to look for a loan. I wanted a nice affordable monthly payment and that is exactly what I got. In addition to the great low interest deal we got I also couldn't believe how easy it was. We had the money in the bank in a couple of days!!! For less than the price of a weekly takeaway meal we had our dream holiday. Jason, Plymouth Reviewed on: 19th December 2016
Jason Banham's avatar
Jason Banham

recommend zopa loan for working class applicants

5
easy to apply with fast decision and competitive rates Reviewed on: 19th December 2016
karen arslan's avatar
karen arslan

A Top Service

5
Great service from start to finish. Customer service polite and helpful. Reviewed on: 19th December 2016
Zaid Fazal's avatar
Zaid Fazal

Excellent

5
Perfect customer service and interest rate. Reviewed on: 19th December 2016
huw morgan's avatar
huw morgan

Super swift and seamless service

5
I needed a short term loan in order to finish off refurbishing my house. I went on a comparison website and Zopa seemed to come up favourably and I chose them accordingly for the loan. What was most impressive was how quickly the matter was concluded - the entire process online was simple, quick and efficient. I highly recommend them. Reviewed on: 19th December 2016
Tim Day's avatar
Tim Day

Easy to use and at a great rate. No complaints.

5
Only took a few minutes online, was in my account within twould day. Reviewed on: 19th December 2016
Robbie Davidson 's avatar
Robbie Davidson

Simple and pain-free

5
My loan with Zopa has been simple and pain-free throughout. Having been quickly authorised for the loan, the payments were set up and I've never had a single concern since with the payments going out correctly and on time. With only a few months left on this loan, I would certainly use again Reviewed on: 19th December 2016
Bob Turner's avatar
Bob Turner

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