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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67265)

Easy, Simple and better interest rates than the big banks

Signed up online and the process was smooth from start to finisdh. Reviewed on: 19th December 2016

The way forward

Zopa is an extremely fair organisation. Community lending is the way forward for me. Reviewed on: 19th December 2016

Amazingly Helpful

Amazing service, easy to use and had the money within a couple of hours of applying Reviewed on: 19th December 2016

Great rates great service

Been trying to get a loan for years to consolidate credit card debt & was stuck in a hopeless situation. With zopa in 4 years I'll be debt free! Reviewed on: 19th December 2016

Very efficient

Very pleased with the super efficient service provided. Reviewed on: 19th December 2016

Zoom was there when I really needed someone/loan

I was very impressed with their professional attitude to their business. Someone was there to explain the process, and I have experienced a very fair approach. THANK YOU! Reviewed on: 19th December 2016

Fast and efficient service

Excellent communication, fast decision, easy to review your account, I would highly recommend Reviewed on: 19th December 2016

Great Company!

Zopa were there when I needed them - they treated me with respect without interrogation which in turn made it clear I was able to make my own decisions about my finances. Very reasonable loan, a great idea and fab way to run a company. Reviewed on: 19th December 2016

Very easy to deal with.

Originally sought a loan for a car & after a recommendation from Martins money mail applied & very quickly got the amount needed from Zopa.Since got another loan also very simply. Reviewed on: 19th December 2016

Awesome and so competitive

I would really recommend Zopa in all aspects User friendly Fast Prompt An very competitive 5 STARS Reviewed on: 19th December 2016

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