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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67286 reviews)

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4.94

Based on 67,286 reviews, last reviewed 24th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67286)

First Class Loan Provider

Easy and quick response every time. Best customer experience I have had. Would not consider another loan provider. Reviewed on: 19th December 2016

Easy loan good rate

Easy application. Good rates. Extra payments are allowed. Online site something doesn't allow though. Can do so over the phone. Didn't have to wait too long to speak to some one either. Reviewed on: 19th December 2016

Worries gone in a poof!

When looking for a new property to rent I had to provide a big sum for deposit. I was worried but that soon disappeared when I applied for a loan at Zopa and was granted it in an instant. No paperwork, no sending payslips and all that jazz! Money was in the bank 3 days later and I am so glad I could secure my rental property. These guys are amazing! Reviewed on: 19th December 2016

Very good

Very help full and use make me happy Reviewed on: 19th December 2016

Excellent

Quick and easy from start to finish Reviewed on: 19th December 2016

So easy and amazing rate

Very simple and straightforward process to apply, amazing interest rate! Got it for our car loan, would highly recommend to anyone! Reviewed on: 19th December 2016

Quick easy and very affordable. Really helped me out

Money was in the account sharpish, great rates and easy process. Would certainly recommend Reviewed on: 19th December 2016

Happy and easy to use

Happy and easy to use. No early cancellation fees either Reviewed on: 19th December 2016

Excellent straight forward service

From the initial enquiry to receiving my loan it was completely hassle free and very speedy, top marks from me Reviewed on: 19th December 2016

Does what it says on the tin!

Lower interest rate than my own bank can offer their customers! Very fast & efficient set up, all online. Couldn't have been easier. Reviewed on: 19th December 2016

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