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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66560 reviews)

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4.94

Based on 66,560 reviews, last reviewed 16th Jan 2026

42967% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Applied for a loan and was accepted quickly, money... Applied for a loan and was accepted quickly, money deposited into my bank account instantly Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66560)

Review of the Zopa, Personal loan:

Great rates

Best rate by a mile, love the app and money arrived very quickly. Reviewed on: 22nd February 2023

Money in my account the same day!

I applied for a loan to consolidate my debts within 30 minutes of my application being approved the money was in my account. It was a smooth and efficient process from start to finish and I can’t recommend them enough. Reviewed on: 16th January 2026

Easy to apply & quick decision.

Easy to apply & quick decision. You are informed when purchases made , so spend wisely .( Good credit control ) Reviewed on: 16th January 2026

Profesionalism, excellent team, quick answer

Quick answer, good rate. Everything run very smooth Reviewed on: 16th January 2026

Excellent ..

I have had no problems it runs smoothly always let me know well in advance when payments are due which is good as sometimes you can forget Reviewed on: 16th January 2026

App is very easy to use.

App is very easy to use. It has many tools for you to keep your finances up to date. Decisions are instant, so no waiting. Reviewed on: 16th January 2026

Very quick and easy to use.

Very quick and easy to use. Was looking for a loan and Zopa has not disappointed at all. Reviewed on: 16th January 2026

Very easy and straight forward process from start to...

Very easy and straight forward process from start to finish Reviewed on: 16th January 2026

a helpful loan company

Easy to deal with, money arrived on time , DD set up straight forward, interest rate very competitive Reviewed on: 16th January 2026

Super quick!

Super quick! No hassle and money instantly into your account Reviewed on: 16th January 2026

Super good experience and good value

Super good experience and good value Reviewed on: 16th January 2026

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