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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

Zopa loans

No hassle loans friendly customer service and quick decision on applications Reviewed on: 9th January 2024

The team is very friendly, the process is very simpl...

The team is very friendly, the process is very simple and couldn't be any shifter. Reviewed on: 18th January 2026

Easy to deal with and on both occasions great rates

Easy to deal with and on both occasions great rates Reviewed on: 18th January 2026

Zopa , Splendid, Great

Since I’ve joined Zopa they’ve been fantastic and a low interest rate, perfect for me Reviewed on: 18th January 2026

Easy and quick.

it was so easy to deal with them and got instant response Reviewed on: 18th January 2026

Super Helpful

Advisors always helpful if need to speak with anyone, online chat spot on, nothing is too much trouble. Easy app to use. Makes looking after and tracking ones money so much easier. great service, great products, good rates. Reviewed on: 18th January 2026

Very good sarvice and helpful at all times

Very good sarvice and helpful at all times Reviewed on: 18th January 2026

From start to finish it was simple and stress free a...

From start to finish it was simple and stress free and great customer service Reviewed on: 18th January 2026

Very quick application, easy and also quick decision...

Very quick application, easy and also quick decision, good costumer service over the phone Reviewed on: 18th January 2026

Easy to set up and very fair rate.

Easy to set up and very fair rate. Kept up to date with Liam progress too and the app works well. Reviewed on: 18th January 2026

Don't delay, apply straight away

It was so easy to apply for a loan and also very quick. Reviewed on: 18th January 2026

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