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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

Best loan providers going, 100%

Definitely helped me get out of a tight spot. Great APR rates and a very genuine company. Thanks for everything. Reviewed on: 30th May 2017

Excellent service when I applied for loans

Excellent service when I applied for loans Reviewed on: 18th January 2026

Brilliant service, helpful and polite

Brilliant service, helpful and polite Reviewed on: 18th January 2026

Easy to complete questions, quick results

Easy to complete questions, quick results Reviewed on: 18th January 2026

Fast, stress free and professional.

Fast, stress free and professional. I would definitely recommend to others Reviewed on: 18th January 2026

It was a quick and simple process to deal with Zopa.

It was a quick and simple process to deal with Zopa. Questions answered quickly and honestly. Reviewed on: 18th January 2026

The best ever, they are there when you need them!

The best ever, they are there when you need them! Reviewed on: 18th January 2026

Happy customer

Easy to apply and quick decision and helpful after care service. Gave a credit card and personal loan with Zopa Reviewed on: 18th January 2026

Helpful The app was so easy to use and helpful

The app was so easy to use and helpful Reviewed on: 18th January 2026

It was a seamless experience and quickly sorted

It was a seamless experience and quickly sorted Reviewed on: 18th January 2026

Amazing service great app

So helpful has been great so far. Lots of helpful information and the app is just perfect Reviewed on: 18th January 2026

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