Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

View other Zopa products

4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to setup and use, I can see quickly and accurat...

Easy to setup and use, I can see quickly and accurately with app how my savings are increasing. Reviewed on: 18th April 2025

Great app really easy to use and excellent features

Great app really easy to use and excellent features Reviewed on: 18th April 2025

Love the ability to create different money pots.

Love the ability to create different money pots. Helps me budget! Reviewed on: 18th April 2025

I found Zopa really easy to use, the whole process,...

I found Zopa really easy to use, the whole process, from signing up to managing my account, has been super straightforward. Their products are really competitive too, with great rates compared to others I looked at. I like that everything feels clear and simple, no hidden fuss, just a smooth experience from start to finish. Definitely a service I’d recommend! Reviewed on: 18th April 2025

Good,safe place to put my savings

Good,safe place to put my savings Reviewed on: 18th April 2025

Great app! Fast!

Great app! And much faster than my other banking apps (Chase and Bank of Scotland). Reviewed on: 18th April 2025

Excellent rates.

Excellent rates. Easy to manoeuvre your money Reviewed on: 18th April 2025

Excellent communication have helped me save some mon...

Excellent communication have helped me save some money towards christmas Reviewed on: 18th April 2025

Very helpful

Very helpful with any problems l may have. Reviewed on: 18th April 2025

They've got a market leading rate smart saver accoun...

They've got a market leading rate smart saver account which pays 7.5% of interest. It allows you to save £300 each month until it reaches 12 months period of time. It's a great saving product which I have recommended to my friends. Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Quilter Invest (formerly NuWealth) 4.73 from 220 reviews
Regular Savings
from Triodos Bank 4.91 from 187 reviews
Regular Saver
from HSBC 4.42 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Credit card
from Zopa 4.94 from 43457 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub