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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

View other Zopa products

4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

I find Zopa put their members first.

I find Zopa put their members first. Reviewed on: 16th April 2025

Very simple to use from the app that I use...

Very simple to use from the app that I use regularly Reviewed on: 16th April 2025

Great Account

Easy to open, Easy to operate, no hassle, no problems, excellent interest rate. Reviewed on: 16th April 2025

App very easy to use, competitive rates, easy to mov...

App very easy to use, competitive rates, easy to move money around Reviewed on: 16th April 2025

Zopa is the best account I have come across and so e...

Zopa is the best account I have come across and so easy to apply for a account Reviewed on: 16th April 2025

Easy to use savings account, seamless to transfer mo...

Easy to use savings account, seamless to transfer money from my bank to a Zopa account Reviewed on: 16th April 2025

Zopa is a great app based bank that offers an easy w...

Zopa is a great app based bank that offers an easy way to put money into all variations of saving products. The saving pots system gives a simple, clear insight into how much money you've saved towards inividual saving targets. Moving money in and out of smart saver is hassle free, as is the moving between saving products Reviewed on: 16th April 2025

It’s been very easy to use this online account.

It’s been very easy to use this online account i.e adding or removing money. The rate of interest on my account balance is also very good. Reviewed on: 16th April 2025

Efficient and easy to use.

Efficient and easy to use. Been able to access different accounts really easily. Reviewed on: 16th April 2025

Competitive rates and a great app

Competitive rates (which is amazing in the current climate). The app makes saving so easy it becomes automatic - great for building good habits Reviewed on: 16th April 2025

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