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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Family recommended

I was recommended by family to use as was looking fir higher rate account to help build money for me and my mum. Easy to set up and fact that keep up to date regards interest rates.Love that can lock pots in ehulst able to add to it as well as other prosucts offer Reviewed on: 16th April 2025

Brilliant banking!

The app is so easy to use and transfers in and out are so fast. Brilliant service Reviewed on: 16th April 2025

App is super easy to use, you can quickly move money...

App is super easy to use, you can quickly move money into a range of savings pots with different interest rates. Rate are very competitive. I have no also opened a current account. Card came quickly in great packaging. Reviewed on: 16th April 2025

Everything is simple and easy.

Everything is simple and easy. Zopa App easy to navigate. Good rates of interest. Reviewed on: 16th April 2025

Easy to use mature app and very good communication

Easy to use mature app and very good communication Reviewed on: 16th April 2025

Great App

Great App, good advice, great experience Reviewed on: 16th April 2025

Very easy to use, nice interface

Very easy to use, nice interface, great interest rates Reviewed on: 16th April 2025

Zopa Smart Saver rates i fantastic as is the suppor!

So excited to be an early promoter of Zopa. As well as Smarrt Saver I use them for the beta Current Account , some Cash in Cash ISA too. Feels refreshing to have a new challenger and the support is fantastic when i needed to reach out. Reviewed on: 16th April 2025

Easy to use, great interest rates and money instantl...

Easy to use, great interest rates and money instantly accessible if you need it Reviewed on: 16th April 2025

Great all round bank easy to operate and great rated...

Great all round bank easy to operate and great rated , always can see at a touch where I am at any time of the month would recommend to anyone search for a internet bank product Reviewed on: 16th April 2025

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