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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8149)

Easy to setup and use, I can see quickly and accurat...

5
Easy to setup and use, I can see quickly and accurately with app how my savings are increasing. Reviewed on: 18th April 2025

Great app really easy to use and excellent features

5
Great app really easy to use and excellent features Reviewed on: 18th April 2025

Love the ability to create different money pots.

4
Love the ability to create different money pots. Helps me budget! Reviewed on: 18th April 2025

I found Zopa really easy to use, the whole process,...

5
I found Zopa really easy to use, the whole process, from signing up to managing my account, has been super straightforward. Their products are really competitive too, with great rates compared to others I looked at. I like that everything feels clear and simple, no hidden fuss, just a smooth experience from start to finish. Definitely a service I’d recommend! Reviewed on: 18th April 2025

Good,safe place to put my savings

5
Good,safe place to put my savings Reviewed on: 18th April 2025

Great app! Fast!

5
Great app! And much faster than my other banking apps (Chase and Bank of Scotland). Reviewed on: 18th April 2025

Excellent rates.

5
Excellent rates. Easy to manoeuvre your money Reviewed on: 18th April 2025

Excellent communication have helped me save some mon...

5
Excellent communication have helped me save some money towards christmas Reviewed on: 18th April 2025

Very helpful

5
Very helpful with any problems l may have. Reviewed on: 18th April 2025

They've got a market leading rate smart saver accoun...

5
They've got a market leading rate smart saver account which pays 7.5% of interest. It allows you to save £300 each month until it reaches 12 months period of time. It's a great saving product which I have recommended to my friends. Reviewed on: 18th April 2025

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