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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8040 reviews)

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4.94

Based on 8,040 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8040)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

I use Zopa for a number of their products including...

I use Zopa for a number of their products including a current account, savings account and a personal loan. I like the smart saver option as I'm able to open separate pots for each goal I want to save for. It's easy to withdraw and transfer money if needed. The application for managing Zopa products is user friendly. Reviewed on: 16th April 2025

A good rate and easily accessible

A good rate and easily accessible Reviewed on: 16th April 2025

Ease of use

App is very easy to use, even for a technophobe! Reviewed on: 16th April 2025

Top quality, on-line savings account

I was looking for a top quality, on-line savings vehicle which offered great levels of interest and was enabled with my regular bank for easy top up. Regular feedback and continuous access were also important. That’s ZOPA. Reviewed on: 16th April 2025

Fantastic customer centric company offering very com...

Fantastic customer centric company offering very competitive rates and great customer service. Reviewed on: 16th April 2025

Good rates and easy to use app.

Good rates and easy to use app. Easy application process. Reviewed on: 16th April 2025

Reccomended saving tool to friends and Family

Great piggy bank for splitting up pots of money allocated to special expenses with the ability to lock away for extra interest. Reviewed on: 16th April 2025

Easy to use app, brilliant competitive rates. I have...

Easy to use app, brilliant competitive rates, I have no doubts in recommending Zopa. Reviewed on: 16th April 2025

All good had no problems and very good to use...

All good had no problems and very good to use on line Reviewed on: 16th April 2025

Excellent service

I have always had a positive experience with excellent customer services. I use Zopa for many different day to day transactions. Reviewed on: 16th April 2025

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