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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8040 reviews)

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4.94

Based on 8,040 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8040)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good interest and easy to use app.

I use the app which is really easy and straight forward to use. Transferring and withdrawing made simple. Plus great interest rates. Reviewed on: 11th April 2025

Simple to use.

Simple layout of the app makes it easy to use. Not perfect but getting close. Decent interest rates. Reviewed on: 11th April 2025

great app and rates.

great app and rates. easy to shift money between pots to make saving easier. app is never down like some others so very accessible. would def recommend to family and friends too. So glad i found it to start saving into. Reviewed on: 10th April 2025

Impressive bank, I strongly recommend it

Impressive bank, I strongly recommend it Reviewed on: 8th April 2025

Smart Saver

Zopa is simple to use for savings and the Smart Saver allows me to boost pots of money to different interest rates depending on how soon I might need access to the money. This really helps me save with a purpose. Transfers in and out are also very fast, which is a real positive. Reviewed on: 8th April 2025

Excellent app, simple to add, withdraw or transfer m...

Excellent app, simple to add, withdraw or transfer money from account & competitive interest rates Reviewed on: 8th April 2025

ZOPALICIOUS

Been using zopa for almost 2 years. Great communications, and fantastic customer service. Immediate updates and no charges on my accounts. Able to lock and unlock accounts to increase interest receipts. Reviewed on: 8th April 2025

Good all-round company but rates could be better

Good all-round company but rates could be better Reviewed on: 7th April 2025

I've used zopa twice for loans.

I've used zopa twice for loans. Always good value.Now have savings accounts. Excellent interest rate. Reviewed on: 6th April 2025

Great service, easy to use, definitely recommend.

I opened my smart savings account in 2022 and have had no issues with the service. It was easy to set up and I easily set up an automatic payment straight from my bank account into my savings account each month. I would definitely recommend this brand to my family and friends. Reviewed on: 6th April 2025

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