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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,039 reviews, last reviewed 10th Mar 2026
81200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026
Lydia 's avatar
Lydia

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Great products, great service.

5
Great products, great service. Variety of accounts which are very useful Reviewed on: 6th April 2025
David B's avatar
David B

User-friendly on-line app.

5
User-friendly on-line app.Pretty much instantaneous transfer times.Super competitive interest rates.What's not to love ?! Reviewed on: 6th April 2025
Martin F's avatar
Martin F

Zopa are brilliant

5
Always top of the market savings rate, they look after their existing customers and the mobile app is fantastic Reviewed on: 6th April 2025
James's avatar
James

Best Savings Account

5
Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. The additional feature showing 'Total interest to date' is a smartphone touch. Reviewed on: 6th April 2025
Steve J's avatar
Steve J

App is easy to use

4
The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025
Danny 's avatar
Danny

I came across this bank by chance, I opened two savi...

5
I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025
jeremymarlow60@yahoo.co.uk's avatar
[email protected]

Quick to set up with an added great interest rate

5
Quick to set up with an added great interest rate Reviewed on: 5th April 2025
Cheryl w's avatar
Cheryl w

Zopa's Smart Saver is perfect for me.

5
Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025
Mark J's avatar
Mark J

Excellent Savings Account

5
Customer service is great snd interest rates are very favourable too. I love that I can divide savings into different pots. Reviewed on: 4th April 2025
Jazzy W's avatar
Jazzy W

Great bank with great rates and easy to use.

5
Great bank with great rates and easy to use. No hesitation in recommending Zooa! Reviewed on: 4th April 2025
Martin's avatar
Martin

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