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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

View other Zopa products

4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8043)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa - saving pots are a winner!

Zopa has helped me to ‘age my money’ massively- having various pots for various purposes locked away - with good interest rates - has been a game changer for me! Reviewed on: 17th January 2025

Excellent rates compared to the bank I have been usi...

Excellent rates compared to the bank I have been using for 50 odd years. Brilliant service and easy to use app. Credit card is a must for that emergency purchase and Zopa are great at looking after the customer. Reviewed on: 17th January 2025

Savings account

Great account, easy to access and transfer in and out of Reviewed on: 17th January 2025

Easy to use savings account

An easy to use savings account with loads of brilliant options!. Create savings pots with varying degrees of interest paid and withdrawal/access times which allows you to take control. Reviewed on: 17th January 2025

Great app, great visuals, easy money transfers

Great app, great visuals, easy money transfers Reviewed on: 17th January 2025

Great way to save and can use different pots to save...

Great way to save and can use different pots to save up for Reviewed on: 17th January 2025

Great company with a wide range of products

Such an easy company to deal with, very responsive and great range of products to choose from. Reviewed on: 17th January 2025

Great app which is to move money around in and easy...

Great app which is to move money around in and easy to use overall. Reviewed on: 17th January 2025

Excellent app that is very easy to use.

Excellent app that is very easy to use. Money transfers happen instantly unlike some other savings banks. Zopa makes their customers feel valued. Reviewed on: 17th January 2025

Zopa were the only company that would give me a savi...

Zopa were the only company that would give me a savings account that matched my needs and budget Reviewed on: 17th January 2025

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