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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Easy to do business with

Been seamless, Deposit, Withdraw and Loans - and easy to expedite Reviewed on: 17th January 2025

Service beyond expectation

All good..quick to respond on queries.. Reviewed on: 17th January 2025

Easy app, good interest rates ,

Easy app, good interest rates, great customer service, transparent Reviewed on: 17th January 2025

Easy and Simple to sign up and use

Easy and Simple to sign up and use Reviewed on: 17th January 2025

Great interest

Great interest rates and products. Reviewed on: 17th January 2025

Great Savings accounts with good interest rates

great range of savings products which are flexible and easy accessed when required. I have recommended to many of my friends and contacts, who also like saving with Zopa. Reviewed on: 17th January 2025

Zopa is super easy to use.

Zopa is super easy to use. It has given me great rates for my east access savings account Reviewed on: 17th January 2025

Easy-to-use app.

Easy-to-use app. Good savings rate Reviewed on: 17th January 2025

Making my money work for me

Moved money in for the interest rates higher than anywhere else and able to split my money the way I wanted limiting access for better rates whilst having immediate access to some of it. Come on who else gives you 7% interest Reviewed on: 17th January 2025

Easy peasy

I’ve never had the slightest problem with the Smart Saver account or communications with Zopa. Highly recommended. Reviewed on: 17th January 2025

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