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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Consistently high in the best Interest rates on offer

Consistently high in the best Interest rates on offer Reviewed on: 17th January 2025

Efficient service and competitive rates

Efficient service and competitive rates Reviewed on: 17th January 2025

It's really easy to save with smart saver.

It's really easy to save with smart saver. With the auto save function you can save to multiple savings accounts Reviewed on: 17th January 2025

Great bank.

Great bank. Bank account with 2% interest and 2% on bill payments what’s not to love. Been with them for a while and easy access to accounts Reviewed on: 17th January 2025

Simple to use!

Simple to use! I like creating different spaces for different purposes + the interest is great. Reviewed on: 17th January 2025

All good easy to use via app easy to set up account...

All good easy to use via app easy to set up account and good rate of interest …… Reviewed on: 17th January 2025

A game dhanger

Using Zopa to manage individual saving pots has been a game changer. Reviewed on: 17th January 2025

Great interest rates and a brilliant app

Zopa offers great interest rates on their savings accounts. The choice of accounts is excellent, and their smartphone app is second-to-none for usability and convenience. Moving money around couldn't be simpler, and I like the fact that interest is paid on a monthly basis. I wouldn't dream of putting my savings anywhere else! Reviewed on: 17th January 2025

Superb customer service in every aspect

Superb customer service in every aspect Reviewed on: 17th January 2025

Excellent product

Easy to set up account. App on phone good to use, interest rates competitive. Reviewed on: 17th January 2025

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