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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Smart Saver

Smart Saver is easy to use, pays a competitive rate of interest with good flexibility to save and withdraw funds via the App. Reviewed on: 17th January 2025

Very easy to instantly withdraw money compared to ot...

Very easy to instantly withdraw money compared to other banks whereby you have to wait 24 hours to receive funds. Reviewed on: 17th January 2025

Simple to use app and great interest rate.

Simple to use app and great interest rate. Reviewed on: 17th January 2025

Brilliant app

Good interest rates, easy to set up and the app makes it super easy to move money into different pots and withdraw when needed Reviewed on: 17th January 2025

Better than my high street bank!

Very easy to setup and simple to use. Most importantly the interest rates are better than my high street bank! Reviewed on: 17th January 2025

A good all round experience

Easy to deal with and good rates of interest, and range of products Reviewed on: 17th January 2025

Tip top service

I find Zopa easy to use and customer service has always been great. Reviewed on: 17th January 2025

Zopa is friendly, easy to use and gives good interes...

Zopa is friendly, easy to use and gives good interest rates. What's not to like! Reviewed on: 17th January 2025

The Zopa app is easy to use, integrates well with my...

The Zopa app is easy to use, integrates well with my bank accounts and makes saving and moving money so easy. I highly recommend it to anyone wanting to save and get good interest on their savings. It’s so flexible and easy to change with changing circumstances. Reviewed on: 17th January 2025

Good range of flexible savings accounts.

Good range of flexible savings accounts with a good interest rate and an app that works beautifully. Reviewed on: 17th January 2025

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