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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Very simple to use, set up and manage.

Very simple to use, set up and manage. This is a big benefit for people who want to set up savings in an easy way and continue with managing it easily. Reviewed on: 17th January 2025

Fantastic savings account easy app to use and fast s...

Fantastic savings account easy app to use and fast service Reviewed on: 17th January 2025

App is great instant deposit and withdrawal love set...

App is great instant deposit and withdrawal love setting up pots for different things to save for Reviewed on: 17th January 2025

The easiest banking I have ever had.

The easiest banking I have ever had. Very easy to transfer money from an existing ISA that was earning a significantly reduced interest rate following it coming to term. I am now obtaining a competitive interest rate from Zopa. I hold other accounts with Zopa and it is so easy to manage them using the dedicated Zopa App. I would highly recommend Zopa to friends and family. Reviewed on: 17th January 2025

It’s good to get money from interest.

First of all I was attracted to the account by its good interest rate. Then it was easy to apply for and set up linking it to my banking current account which gives me no interest on my savings. Transfering money between the accounts is quick and easy. Whenever I have a surplus of money in my current account I transfer it to my Zopa account and earn interest from it before transferring it back when I need to pay my bills. Reviewed on: 17th January 2025

Really easy company to deal with very fair and every...

Really easy company to deal with very fair and everything is so simple to do in the app Reviewed on: 17th January 2025

I love the Zopa app.

I love the Zopa app. Quick & easy access allows me to keep track of my accounts. Good saving rates too. easy to transfer money quickly & securely. Reviewed on: 17th January 2025

Lots of options for savers

Lots of good options for anyone wanting to save money and earn a reasonable amount of interest. Well worth checking Zopa out. Reviewed on: 17th January 2025

Very easy to manage

very easy to manage savings, good rate and instant access to your savings when you need them. I like the ease of being able to add savings when I want to. Good interface in the app as well clear and easy to understand. Reviewed on: 17th January 2025

Great Savings product would recommend

Great Savings product would recommend Reviewed on: 17th January 2025

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