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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great savings service

Great savings tool, easy app and good flexible products Reviewed on: 17th January 2025

Simple, good rates and flexible.

The multiple savings pots with different rates linked to the length of time it is locked works perfect for me. Reviewed on: 17th January 2025

Just Zopa to use!

Easy to use, transferring money from accounts and easy to set up new ones. Not a huge fan of apps, (probably an age thing!) but this was is easy to use and seems well thought out. Kept informed about new accounts and interest rates. Reviewed on: 17th January 2025

The best rates and a fabulous App

Fabulous App. Smart Saver allows you to have multiple savings pots and superior rates if you also have a current account Reviewed on: 17th January 2025

Great Service With Good Competitive Interest Rates

As A New Customer I Found It Has A Great Service With Good Competitive Interest Rates On Savings Accounts. The New Beta Current Account Is Still In The Early Stages But Seems Good So Far. Reviewed on: 17th January 2025

Easy to set up the account.

Easy to set up the account. Easy to use app. Reviewed on: 17th January 2025

It works well as an online account

It works well as an online account Reviewed on: 17th January 2025

Easy to use app, quick to load, very easy to transfe...

Easy to use app, quick to load, very easy to transfer funds between "pots", excellent savings rates, intuitive use and modern app appearance. Reviewed on: 17th January 2025

Zopa online accounts

The online savings accounts I have with Zopa are quick and easy to use and give a good rate of interest Reviewed on: 17th January 2025

I’ve had a number of Zopa products and find them exc...

I’ve had a number of Zopa products and find them excellent Reviewed on: 17th January 2025

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