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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Great, a really easy app to use with a very good int...

Great, a really easy app to use with a very good interest rate. Reviewed on: 17th January 2025

Very good rates with customer friendly processes

Very good rates with customer friendly processes Reviewed on: 17th January 2025

Great rates, great app, great service.

Great rates, great app, great service. Reviewed on: 17th January 2025

Very impressive interest rates.

Very impressive interest rates. I’ve been with Zopa for 4 years now having initially taken out a car loan. I now have a savings account and current account with them and very impressed with how easy their app is to use and the interest / cashback available. Would recommend for loans, savings account and current accounts. Reviewed on: 17th January 2025

Good rates for new accounts , new current account al...

Good rates for new accounts , new current account also good Reviewed on: 17th January 2025

Great savings rates!

I have been with Zopa for a while with both a loan in the past and a current credit card. I have been using their smart savings account to build up my savings and am really impressed with their rates. Reviewed on: 17th January 2025

Excellent

Excellent App and instant access to funds. Great interest rates, nice to see it going up monthly. Fantastic products. Reviewed on: 17th January 2025

Zopa are the most comprehensive company I have used.

Zopa are the most comprehensive company I have used.everything from credit card to saving.so easy to use and friendly.i can't recommend zopa enough. Reviewed on: 17th January 2025

For a loan or savings look no further

I have had loans and savings accounts with Zopa. Great rates on both and very easy to check on app how savings are growing., Reviewed on: 17th January 2025

Great bank

Easy to use app with good rates and almost instant access Reviewed on: 17th January 2025

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