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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Best savings rates out there.

5
Great rates and easy access. Best savings rates out there. Reviewed on: 17th January 2025

A1 Service

5
I originally had a loan with Zopa and that was paid off. i then opened a savings account which was simple to do. the communication was brilliant and the app is very user friendly Reviewed on: 17th January 2025

Very easy to do online banking.

5
Very easy to do online banking. Great savings rates Reviewed on: 17th January 2025

An excellent product range, jargon free information...

5
An excellent product range, jargon free information to facilitate an informed choice of product. Competitive rates of interest. Easy to navigate website. Reviewed on: 17th January 2025

Simple money

5
Easy online account to use & move money in & out & into time governed higher paying rates Reviewed on: 17th January 2025

Great app

4
Easy to use app with good products Reviewed on: 17th January 2025

Great bank to use, easy to use app

5
Great bank to use, easy to use app Reviewed on: 17th January 2025

Zopa Best way to save by far..

5
Have always found Zopa easy to deal with. Fantastic Customer Service. Excellent interest rates and makes saving so very easy.. There is no better company out there for service and great rates.. The absolute best of the best with no doubt whatsoever. Reviewed on: 17th January 2025

Goals can be reached much quicker with the savings a...

5
Goals can be reached much quicker with the savings app, so easy to transfer between savings boxes Reviewed on: 17th January 2025

Easy to navigate and all easy to do any transactions.

5
Easy to navigate and all easy to do any transactions. Good isa offer Reviewed on: 17th January 2025

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