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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Sleek and simplicity itself!

The ease and simplicity of the Zopa app means I can speedily access all my transactions and information. The app is sleek to use. Unlike other banking apps, I have never had any difficuties accessing my accounts. I have never experienced any login issues. I have everything I need at the touch of a button, at anytime of the day. Reviewed on: 17th January 2025

Zopa Bank

I enjoy a good 7.5 % rate on my regular savings and 2% on my current account from Zopa. The app is easy to use and also have my other bank accounts connected to overview in one place. Reviewed on: 17th January 2025

Good rates and easy to use

Easy to use app. Simple transfer of my ISA. Good interest rate Reviewed on: 17th January 2025

Smart saver offers top interest rates, paid monthly...

Smart saver offers top interest rates, paid monthly and east to set up automatic saver option. Reviewed on: 17th January 2025

Great savings account

Super easy to set up and use savings accounts plus great interest rates Reviewed on: 17th January 2025

Easy to use app and excellent rates on saving account.

Easy to use app and excellent rates on saving account. A great modern bank account. Reviewed on: 17th January 2025

Zopa provide features that high street banks cant.

High interest separated pots is a great idea, why banks cant do this puzzles me. good that Zopa provide this - well done Reviewed on: 17th January 2025

Very easy way to bank

It is always very easy to transfer or withdraw funds, acknowledgements of receipt ate instantaneous which is very reassuring . The interest rates are good and competitive and the online banking is very intuitive. Reviewed on: 17th January 2025

All excellent - easy to operate.

All excellent - easy to operate. Reviewed on: 17th January 2025

Can't recommend Zopa highly enough

I have recommended zopa to many of my friends and family. The interest rates are competitive, the individual saving pots are so valuable in being able to manager my money. Recent changes are welcome as it allowed for the auto save to go into individual pots rather than one and having to manually transfer. Updates have always been useful. Can't recommend zopa enough. Reviewed on: 17th January 2025

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