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Zopa: Smart Saver reviews

4.94
Based on 8,042 reviews, last reviewed 13th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026
cathy's avatar
cathy

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Everything has been easy and efficient in my dealing...

5
Everything has been easy and efficient in my dealings with them Reviewed on: 17th January 2025

Great bank.

5
Great bank. Very easy to manage money online Reviewed on: 17th January 2025

Really easy to set up account and easy access to my...

5
Really easy to set up account and easy access to my savings Reviewed on: 17th January 2025

Excellent Service

5
Excellent Service, would highly recommend Reviewed on: 17th January 2025

Easy to navigate.

5
Easy to navigate. Easy to transfer etc Reviewed on: 17th January 2025

I have found Zopa very easy to understand

5
I have found Zopa very easy to understand with simple choices for savings. The app keeps me informed of my savings and financial position linking into other accounts that I have. Reviewed on: 17th January 2025

Easy app

5
Easy to use app, no problems at all. Very happy. Reviewed on: 17th January 2025

Perfect experience

5
Easy to navigate website, easy to set up savings account, great rates. Reviewed on: 17th January 2025

Zopa has consistently offered top rates and excellen...

5
Zopa has consistently offered top rates and excellent products. So much so that, over time, I have moved most of my savings to them. Reviewed on: 17th January 2025

Fabulous online banking service

5
It’s been really eye opening. It’s extremely easy to use. I love knowing the interest I receive monthly, always on the same day. knowing my money is safe and easy accessible is brilliant. Reviewed on: 17th January 2025

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