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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

The easiest account to open and use

The account was so easy to open and using the app is perfect for my needs. I can see my balance at any time. Transferring funds from one bank account to the other is simple and instant. . I love the monthly interest payments. This account for me is perfect unless the interest payments don’t become compatible with other internet accounts. Reviewed on: 17th January 2025

Zopa beta account gives access to 7.

Zopa beta account gives access to 7.5% regular saver the highest on the market I think . also provided 2% cashback on direct debits Reviewed on: 17th January 2025

Quick easy app for transferring money in and out wit...

Quick easy app for transferring money in and out with good rates. App is simple and easy to follow. I always tell my friends and family how good zopa is if you want to save money. I’ve also had loans with zopa and they have been amazing when paying DD and are very helpful if you have a problem. Reviewed on: 17th January 2025

Faultless from beginning.

Faultless from beginning. Never a problem. Good service above and beyond expectations. Reviewed on: 17th January 2025

Really easy app

Really easy app easy to understand and plenty of choice Reviewed on: 17th January 2025

Good savings plans

Very good savings plans and interest I like not having to tie money up for long periods Reviewed on: 17th January 2025

Easy to deal with

Very good service, all done through app, easy to change DD dates etc Reviewed on: 17th January 2025

Great Savings

A great savings rate and easy to use app. Reviewed on: 17th January 2025

Excellent!

Zopa is easy to use, everything is clear and straightforward and customer service is over and above all expectations. Truly excellent! Reviewed on: 17th January 2025

It's perfect.

It's perfect. Sometime I put money and collect money. It's too quick. You mean perfect Reviewed on: 17th January 2025

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