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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8049 reviews)

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4.94

Based on 8,049 reviews, last reviewed 24th Mar 2026

81900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good rates and easily opened online. Good rates and easily opened online. Reviewed on: 24th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8049)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Nice innovative new products but I wish they would c...

Nice innovative new products but I wish they would compete on market rate Reviewed on: 8th January 2024

Excellent service from zopa, always going above and...

Excellent service from zopa, always going above and beyond Reviewed on: 8th January 2024

Excellent app, great rates also!

Excellent app, great rates also!! Reviewed on: 8th January 2024

Excellent

Really easy to use app. Can quickly create custom pots and transfer in the money, the ability to lock the money for multiple periods at higher rates is a great feature. Reviewed on: 8th January 2024

Easy saver

Easy to use and always kept updated Reviewed on: 8th January 2024

Easy to use smart saver account with lots of extras...

Easy to use smart saver account with lots of extras to help you boost your savings. Reviewed on: 8th January 2024

Smartest Saver

Great mobile app, simple and easy to use and very quick transactions. Reviewed on: 8th January 2024

Really easy to use and great products available for...

Really easy to use and great products available for all your needs Reviewed on: 8th January 2024

Easy to setup, deposit and withdraw funds

Easy to setup, deposit and withdraw funds with competitive interest rates. Reviewed on: 8th January 2024

The interest rates on offer are always competitive.

The interest rates on offer are always competitive. Increases in the base rates are passed on promptly. I am kept informed of any changes. I am never hassled with any hard selling technique. i feel that my investments are in safe hands Reviewed on: 8th January 2024

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