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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Growing savings.

I love the monthly interest added on the 4th day of the month. It encourages me to save more. Reviewed on: 8th January 2024

Zopa provide an excellent customer experience throug...

Zopa provide an excellent customer experience through their app. The savings hub is simple to use and makes it easy to utilise the pots. I am a very happy customer receiving competitive interest rates. Reviewed on: 8th January 2024

Makes me want to save!

Easy to use app. Well designed. Great rates. Love it! Reviewed on: 8th January 2024

Saving with Zopa

Good range of products with good interest rates; and quick and easy to set up accounts Reviewed on: 8th January 2024

Saving so much fun

Easy to use, safe, secure and a fun way to save. Great interest rates and easy customer interaction... fantastic. Reviewed on: 8th January 2024

easy and simple to deal with.

easy and simple to deal with. Proactive when dealing with issues. Treats customers like customers rather than cattle. Reviewed on: 8th January 2024

First Class Finance Provider

The app is brilliant and flexible allowing for new initiatives being offered quickly and easily Reviewed on: 8th January 2024

Zopa are competitive with interest rates offerec

Enjoy the fact that Zopa review the interest rates regularly which are very competitive. Also good to boost savings pots as & when you can according to your financial situation at the time. Reviewed on: 8th January 2024

5* online banking services

The online banking process is very user friendly and communication is excellent. The interest rates are very competitive in current market and the range of products on offer are very good Reviewed on: 8th January 2024

My experience with Zopa is always pleasant.

My experience with Zopa is always pleasant. Transferring money is very easy as is accessing my account on the app. Reviewed on: 8th January 2024

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