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Zopa: Smart Saver reviews

4.94
Based on 8,046 reviews, last reviewed 21st Mar 2026
81700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026
Lee Rawson's avatar
Lee Rawson

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Excellent

5
Really easy to use app. Can quickly create custom pots and transfer in the money, the ability to lock the money for multiple periods at higher rates is a great feature. Reviewed on: 8th January 2024

Easy saver

5
Easy to use and always kept updated Reviewed on: 8th January 2024

Easy to use smart saver account with lots of extras...

5
Easy to use smart saver account with lots of extras to help you boost your savings. Reviewed on: 8th January 2024

Smartest Saver

5
Great mobile app, simple and easy to use and very quick transactions. Reviewed on: 8th January 2024

Really easy to use and great products available for...

5
Really easy to use and great products available for all your needs Reviewed on: 8th January 2024

Easy to setup, deposit and withdraw funds

5
Easy to setup, deposit and withdraw funds with competitive interest rates. Reviewed on: 8th January 2024

The interest rates on offer are always competitive.

5
The interest rates on offer are always competitive. Increases in the base rates are passed on promptly. I am kept informed of any changes. I am never hassled with any hard selling technique. i feel that my investments are in safe hands Reviewed on: 8th January 2024

Best savings app

5
A great super user friendly mobile app and good interest rates, everything you need in one place. Reviewed on: 8th January 2024

Smart Easy-in Easy-out Savings.

5
The concept of savings ‘access pots’ is a really smart feature and provides a very easy-in easy-out approach to flexible time bound saving. Reviewed on: 8th January 2024

Never had to get in touch

5
Never had to get in touch, because iv never had any issues, Its all run like clockwork. Reviewed on: 8th January 2024

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