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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Zopa Smart ISA

Needed to set up a cash isa to reduce tax as have reached my £1000 interest threshold. Found Zopa offers this at a competitive 5.1% with easy access and was really straightforward to set up Reviewed on: 8th January 2024

Excellent website and customer service

I have had several loans and now save with Zopa. Super easy to use and very clear website. Reviewed on: 8th January 2024

Easy to use app.

Easy to use app. Good rates and quick withdrawals Reviewed on: 8th January 2024

Wonderful experience saving money

Wonderful ease of use app, good communication and a competitive interest rate; what's not to like? Have really enjoyed watching my savings grow and putting money away in different pots with different terms of notice. I would strongly recommend Reviewed on: 8th January 2024

Excellent rates for saving, easy to move money, safe...

Excellent rates for saving, easy to move money, safe place to keep money and an appropriate level of contact Reviewed on: 8th January 2024

Love the easiness of opening and watching savings grow!

Love the easiness of opening and watching savings grow! Excellent updates from staff and excellent links with current bank accounts. Reviewed on: 8th January 2024

Always easy to use and move you money about

Always easy to use and move you money about Reviewed on: 8th January 2024

Nice innovative new products but I wish they would c...

Nice innovative new products but I wish they would compete on market rate Reviewed on: 8th January 2024

Excellent service from zopa, always going above and...

Excellent service from zopa, always going above and beyond Reviewed on: 8th January 2024

Excellent app, great rates also!

Excellent app, great rates also!! Reviewed on: 8th January 2024

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