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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple to use the App and see the interest each month.

Simple to use the App and see the interest each month. Easy to transfer money in and out Reviewed on: 9th January 2024

Easy and great rates

So easy to open and maintain account. Great rates Reviewed on: 9th January 2024

Very good savings instrument, convenient, clear and...

Very good savings instrument, convenient, clear and easy to use, and good rates. Reviewed on: 9th January 2024

It's been so easy to save right from the start.

It's been so easy to save right from the start. Reviewed on: 9th January 2024

Money Pots

I like the ‘money pots’ having the ability to set up and lock out multiple savings accounts helps to store away and not be able to touch the money without giving notice. Reviewed on: 9th January 2024

Great savings account.

Great savings account with competitive rates. Very easy to set up and manage. Reviewed on: 9th January 2024

Nice app for a lot of products and it meets all a cu...

Nice app for a lot of products and it meets all a customer wants Reviewed on: 9th January 2024

Flexibility is King

Zopa offers the flexibility to have money that is accessible with short notice period as well as some funds that are held for 90 days giving me a better rate. I like having all savings in one place separate from every day banking Reviewed on: 9th January 2024

Zopa was easy to set up and very easy to use with co...

Zopa was easy to set up and very easy to use with competitive interest rates Reviewed on: 9th January 2024

Very easy to use App with excellent saving rates.

Very easy to use App with excellent saving rates. Reviewed on: 9th January 2024

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