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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great rates, very easy access.

Great rates, very easy access. Investment periods to suit all types of planning. Reviewed on: 8th January 2024

Zopa - quick and easy to operate via smartphone app.

It is quick and easy to see your Smart Saver balance via the app on your smartphone, to transfer money between different savings pots, and deposit or withdraw funds. Zopa always carries out instructions promptly, confirming by email. Reviewed on: 8th January 2024

Flexible savings with good interest rates

Flexible, accessible savings with good interest rates. It's really useful to be able to name different pots and have some ISA pots too Reviewed on: 8th January 2024

I've used the app and Zopa savings accounts for year...

I've used the app and Zopa savings accounts for years now and love the user interface, the competitive interest rates and great customer service! Reviewed on: 8th January 2024

Easy to open account, easy app, good rates, just wha...

Easy to open account, easy app, good rates, just what I was looking for Reviewed on: 8th January 2024

Great :)

Great interests rates (especially when normal banks are being stingy), intuitive app and helpful customer service with an actual human :) Reviewed on: 8th January 2024

Excellent account

Very easy to move money in and out, apps is very good Reviewed on: 8th January 2024

All excellent comments to say

It is very easy to find your way around the app. A good competitive interest rate. So quick and simple to be able to transfer money in and out of the account. With your zopa account remember your account your wish your money to move in and out, makes it perfect. Reviewed on: 8th January 2024

Would highly recommend

Good rates of interest and helpful and friendly customer services if you need them Reviewed on: 8th January 2024

Easy way to save

App is easy to use & I like that I can name my accounts & easily add to my savings at any time. Reviewed on: 8th January 2024

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