Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8046)

Good interest rate options and easy to manage

Money has been easy to load and withdraw, and interest rates are good Reviewed on: 8th January 2024

First class

First class service with a user friendly App Reviewed on: 8th January 2024

Everything is so easy to set up.

Everything is so easy to set up, add or take money out of your account. Reviewed on: 8th January 2024

The Very Best

I started using Zopa to save money and I have not regretted it in the slightest. Locking my pots, the interest rate - everything has been amazing and I wouldn’t go anywhere else. Reviewed on: 8th January 2024

Great ease of use, and great rates.

Great ease of use, and great rates. Clearly communicated terms and conditions, clear rates and good updates on products. Reviewed on: 8th January 2024

Great and simple.

Great simple app and fab communication. Reviewed on: 8th January 2024

Easy, flexible and valuable

We value the ease of working with the Zopa Smart Saver and the flexible and multiple boost/pot options available. We are able to move money around between pots and release for cash to fit with our cash needs while maximising our investment return in the meantime. Reviewed on: 8th January 2024

Great product

Great product easy to sign up good returns Reviewed on: 8th January 2024

Flexible ISA that is easy to open

I’ve recently opened a cash ISA. It is really simple to download the app and it just takes a few minutes to open an account. There are no longwinded forms to complete. The product is great. A really good interest rate and instant access. Reviewed on: 8th January 2024

Easy to use and great interest rate

Easy to use and great interest rate Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Online Saver
from Triodos Bank 4.94 from 1129 reviews
Saver
from Triodos Bank 4.88 from 156 reviews
Savings
from Hoot Credit Union 5.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43500 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub