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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

App just works. Downside, not always best rate.

Been a customer a couple of years and the app just works really well. Is really trimmed down, no filler. Highly recommend. Reviewed on: 8th January 2024

Easy app to use.

Easy app to use. Instant access. Great rates. Useful tools. Reviewed on: 8th January 2024

Easy to open account, seamless user interface and ea...

Easy to open account, seamless user interface and easy deposit and withdrawal with very competitive savings rate. Reviewed on: 8th January 2024

Simple to use app - great rates of interest

Simple to use app - great rates of interest Reviewed on: 8th January 2024

Zopa Smart Saving

Zopa offer competitive rates and it is easy to administer my accounts using their app. Reviewed on: 8th January 2024

Competitive interest rates , and app easy to use

Competitive interest rates , and app easy to use Reviewed on: 8th January 2024

Fair and proactive

Good interest rates and very quick to increase rates in line with BoE increases Reviewed on: 8th January 2024

Fully functioning savings

Good link btwn Zopa Savings account & main bank account. Good instant access interest rates - better if I choose ‘term’ accounts. Easy to use app. Reviewed on: 8th January 2024

Zopa app and szvings

Very easy to open the savings account, the Zopa app is excellent. Good rate of interest for a small savings account and so easy to transfer money into it. Reviewed on: 8th January 2024

Great account easy to use.

Great account easy to use. Very happy Reviewed on: 8th January 2024

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