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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Clear and straightforward

Very clear and straightforward app. The rate was the best when I opened the account but has dropped back a little now. Reviewed on: 8th January 2024

Competitive rates, easy to use

Competitive rates, simple user friendly app with a quick turn around Reviewed on: 8th January 2024

Simplicity itself

Very easy to use with clear information regarding rates and terms. Set up was quick and straightforward. Rates are always among the market leaders. Everything is online with the added benefit of FSCS protection. Reviewed on: 8th January 2024

Easy to use and set up,easy to transfer and build yo...

Easy to use and set up,easy to transfer and build your savings Reviewed on: 8th January 2024

Competitive- worth a look .

Rates increased promptly and competitive. Website easy to negotiate. Much more user friendly than my other bank. Reviewed on: 8th January 2024

Making saving easy and rewarding

The app is so simple to use- setting up your various pots helps manage your savings easily. The open banking facility is excellent. Great interest ratsz Reviewed on: 8th January 2024

Never had an issue with Zopa

Never had an issue with Zopa always been great Reviewed on: 8th January 2024

Straight forward using the app, no problems once set...

Straight forward using the app, no problems once set to transfer/withdraw accessing my funds. Reviewed on: 8th January 2024

Zopa made setting up a savings account so easy

Zopa made setting up a savings account so easy and my monthly direct debit transfers funds to my account without me noticing or having to do anything Reviewed on: 8th January 2024

Great app with good levels of interest.

Great app with good levels of interest. Really easy to use and quick to transfer money in and out of the account. Reviewed on: 8th January 2024

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