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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Gret account

5
Great savers account, easy to set up and access with a good interest rate Reviewed on: 4th April 2023

Best Forward Online Banking

5
Easy to set up and follow. Easy to use and manage. Fells safe and secure. Reviewed on: 4th April 2023

Exactly what I want...control.

5
I love that I can move money into various saving "pots". Great interest rates and so simple to use the app. Reviewed on: 4th April 2023

Excellent ! Hassle Free !

5
Simple, quick, easy and efficient ! Reviewed on: 4th April 2023

Simple! Has made a saver out of a non-saver

5
My brother recommended Zopa as an easy way to make the most out of my savings! I’ve always just kept my savings ‘safe’ with the building society I bank with to avoid faff and paperwork to open a new account. This is despite rubbish interest. I really liked the verification and speedy set up and ease at which you can move between savings products which have easy to understand terms. Reviewed on: 4th April 2023

if only all banks were this good......

5
No fuss no fees no problem. Try Zopa fantastic no nonsense banking. Makes saving fun Reviewed on: 4th April 2023

Very Good App features

5
The app is easy to use and has some very good features that help with managing multiple savings accounts. The interest rates are also very good. Reviewed on: 4th April 2023

good rate user friendly

5
Zopa are among best instant access rate and the app is very user friendly Reviewed on: 4th April 2023

Easy to use and manage

4
Set up was so easy and I was up and running in no time when I opened my account six months ago. Reviewed on: 4th April 2023

Love Zopa Smart Saver!

5
Love how versatile this account is and the fact that I feel in control of my money. I love the boosted pots and the fact that I can have both an easy access pot and boosted pots. This enables me to increase interest on money I wish to lock away for varying amounts of time, 7 days, 31 days & 95 days, the choice is there! If needs be I can keep all money in my easy access pot. It’s really simple to move money back to the easy access pot if I need to, just by giving the correct amount of notice. All easily done on the Zopa app, if I can do it, anyone can! Simply amazing, I love this account! Highly recommended. Reviewed on: 4th April 2023

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