Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8046)

Easy Access and Management

From initial set up to monitoring everything is easy and bureaucracy free. Great to be able to add and switch "pots" to focus on specific things you are saving for & change access timescales to get best rates accordingly. Reviewed on: 8th January 2024

High interest rate and excellent App.

High interest rate and excellent App. Reviewed on: 8th January 2024

Excellent service

Excellent service interest rates great and easy to use apps Reviewed on: 8th January 2024

Good communication, decent interest rates and easy t...

Good communication, decent interest rates and easy to use App Reviewed on: 8th January 2024

The app is great and easy to use and if you have a q...

The app is great and easy to use and if you have a question the customer support I has a quick response time. Reviewed on: 8th January 2024

Smart savings, si simple.

Very easy to manage, lots of accounts. Zopa regularly increases the interest rates. Access simple abd excellent. To move money tskes seconds. Withdrawal easy. Best ISA rates. Reviewed on: 8th January 2024

So easy to save!

So easy to save! The ability have different post is great. The interest rates are also very good. Reviewed on: 8th January 2024

Great rates good service.

Great rates good service. Easy to use good idea with pots Reviewed on: 8th January 2024

Best rates and always first to put them up .

Best rates and always first to put them up .easy to manage my account online . Reviewed on: 8th January 2024

Clear and concise app

Very easy and simple ap. Process to open and use the account is the best I have used. Moving money in the app is a clear process and has always happened quickly. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Saver
from Tesco Bank 3.58 from 5 reviews
Instant Access Savings
from Nationwide 4.36 from 31 reviews
Savings
from Atom Bank 4.91 from 5187 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43500 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub