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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Good app & good interest rates

Really easy to use app, Zopa are very proactive with interest rates. I only deal with Zopa on the app - no hassle, no fuss, no snags, no regrets Reviewed on: 8th January 2024

Excellent product and simple to set up

Account was set up so easily and the interest rate is great. So easy to maintain Reviewed on: 8th January 2024

All round fab

Good interest rates. Good service. Reviewed on: 8th January 2024

Easily the best banking experience I’ve had in my life.

Easily the best banking experience I’ve had in my life. A great product with great rewards for its customers and early adopters Reviewed on: 8th January 2024

Good service providers and quality experienced.

Good service providers and quality experienced. Thanks Reviewed on: 8th January 2024

Very easily to set up and use and can keep track of...

Very easily to set up and use and can keep track of savings and targets easily. Reviewed on: 8th January 2024

Good performance

Easy to access and navigate. Terms and conditions easy to understand. No fuss Reviewed on: 8th January 2024

Easy to move money about

Easy to move money about, it’s as simple as that I don’t know why I have to write more Reviewed on: 8th January 2024

Since joining I have been able to boost my savings m...

Since joining I have been able to boost my savings more than I would have been with Santander Reviewed on: 8th January 2024

easy payments to and from the account.

The app allows easy payments to and from the account. The interest rates are always ahead of the crowd Reviewed on: 8th January 2024

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