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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Amazing no fuss bank

5
Zopa has enabled me to take control of my savings and introduced me to saving pots with different rates of interest which can be used to suit my needs Reviewed on: 4th April 2023

Smart Saver: Simple and effective

5
Zopa's Smart Saver account comes packaged in a simple mobile-friendly app, gives competitive rates of interest, and keeps you informed on all transactions and rate changes. Reviewed on: 4th April 2023

Making saving very easy

5
I found opening a savings account with Zopa was incredibly easy. Transferring money into my savings pots is very swift and instant. The app is intuitive and I like that you can create "pots" of savings yourself so that you can keep track of progress towards a savings goal. It's also great to be able to take advantage of higher interest rates by locking the money away for fixed periods of time. And the interest rates are very favourable! Reviewed on: 4th April 2023

Smart Saver is Super

5
I'm so happy with Zopa Smart Saver. It offers several different interest rates all visible in one exceptionally easy App. Each interest tier can be separated into pots for different purposes ie one for a holiday, one for a car etc. Very easy to move money to and from your bank. I've already recommended to a friend who has set hers up. The interest rates are great too. And now they have fixed rate savings to offer. All protected up to £85,000 by the FSCS. This is a very happy customer. Reviewed on: 4th April 2023

Cannot be beaten

5
Their saving Pots are unique I can plan short and long-term savings in one savings bank account. They are also very quick to increase the rates when the BOE announces a change. Zopa is impressive. Reviewed on: 4th April 2023

Easy to manage via mobile app banking

5
Saving rates are updated very quickly based on BoE base rates and remain one of the more competitive ones in the market. Mobile app is very easy to use. Registration and verification were done entirely via the app, which meant opening account couldn’t have been easier. Reviewed on: 4th April 2023

Great Online Bank

5
Simple to use, excellent communications, speedy response and the best savings rates all at your finger tips! Reviewed on: 4th April 2023

brilliant product

5
This has allowed me to split my money over a few accounts and earn as much interest as possible. It stays in line with all the current markets and is communicated very well. Reviewed on: 4th April 2023

Easy to use

5
Set up savings account in just a few minutes. Clear explanation of terms and conditions. Quick transfer of money in or out of account. Would definitely recommend. Reviewed on: 4th April 2023

Simple, Easy and Honest Interest rates.

5
Simple to open,, Easy to use and good Interest rates. Reviewed on: 4th April 2023

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