Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7180)

Money works for you

5
I had opened the "Smart Saver" account and started to earn interest straight away.. It was so easy to transfer money into "Boosted pots" . Also the interest rates increased quickly in line with the market. Which was been quite volatile over the last year. A win win for me. Reviewed on: 4th April 2023

Customer service

5
Great customer service easier to follow app Reviewed on: 4th April 2023

Simple, Clear and Effective Saving

5
The Zopa savings App is just perfect for someone who leads a busy life and wants to self manage their savings in an easy, efficient and tech savvy way Reviewed on: 4th April 2023

Zopa accounts

5
Zopa has given and trusted me with my smart saver and two loans I’m very happy with my relationship with the bank it’s been great thanks Reviewed on: 4th April 2023

Easy use and access

5
This account is great to use as you can future plan your savings for the short term and long term using the smart saver pots. The communication is good and the changes to interest rates are applied in a timely manner. The app is easy to use especially with adding and moving money. Reviewed on: 4th April 2023

Without Complications.

5
From opening the account to date everything is made easy to understand and I am kept up to date with any changes very promptly notified. Certainly interest rises have been applied with haste and always seem to be just that bit higher than competitors. First class service. Reviewed on: 4th April 2023

Zopa Savings

5
Just recently opened a Zopa account on line So easy to look after your money & they keep you informed every step of the way Reviewed on: 4th April 2023

Quick, easy, good value

5
Have used zopa in the past and this new product hits the spot Reviewed on: 4th April 2023

A great flexible savings plan with a healthy interest rate.

5
Great to be able to divide savings into different 'pots'. Good interested rates too. App very easy to use. Reviewed on: 4th April 2023

Great product

5
Easy to set up and manage with great rates. Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products