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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use app.

Easy to use app. Nice clear page design. Reviewed on: 8th January 2024

Very good service , highly recommended

Very good service , highly recommended Reviewed on: 8th January 2024

App is really easy to use and having a single nomina...

App is really easy to use and having a single nominated account for funding and withdrawals makes me confident of safety Reviewed on: 8th January 2024

Savings plan.

Just very good and the experience was made easy to get what you wanted. Thank you I got the package I wanted. Reviewed on: 8th January 2024

Very easy to apply and save good interest rates app...

Very easy to apply and save good interest rates app is easy to follow and use Reviewed on: 8th January 2024

Very easy to open a savings account and will be open...

Very easy to open a savings account and will be opening an ISA account soon Reviewed on: 8th January 2024

Since I joined Zopa the service has been great, the...

Since I joined Zopa the service has been great, the interest rate is also fantastic. Reviewed on: 8th January 2024

Excellent rates and information

Excellent savings rates and kept well informed about latest products.I like the new isa products and interest rates. Reviewed on: 8th January 2024

easiest app ,you could ever find

Easy app ,far quicker than a trip to any bank Reviewed on: 8th January 2024

No longer competitive

Rates were competitive to begin with and they were quick to raise them but over the last year they've dropped off and are no longer competitive Reviewed on: 8th January 2024

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