Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8046)

Easy savings

Easy pay in and unlimited withdrawals. Good interest rates. Reviewed on: 8th January 2024

A good account with good interest rates

A good account with good interest rates Reviewed on: 8th January 2024

I have spread my money in various places to maximise...

I have spread my money in various places to maximise returns while the money remains guaranteed. Zopa pay interest monthly and this is a benefit if I were to need a monthly addition to my pension. Reviewed on: 8th January 2024

Effortless to use.

Effortless to use.. easy to navigate… perfect savings platform. Reviewed on: 8th January 2024

Great product.

Great product. App is easy to use and has everything in one place Reviewed on: 8th January 2024

Highly recommended

Everything is simple and fast. The app is also incredibly user friendly. Reviewed on: 8th January 2024

Very easy to use attractive website good rates of in...

Very easy to use attractive website good rates of interest Reviewed on: 8th January 2024

Very easy to navigate.

Very easy to navigate. Good returns on your savings. No issues at all Reviewed on: 8th January 2024

The smart saver is a great product, easy to use, gre...

The smart saver is a great product, easy to use, great app and clear details as to how the smart saver operates the interest rate you receive as well as time frames for withdrawals. Applying for the account and adding money are both very simple. Reviewed on: 8th January 2024

Great products and easy to use app.

Great products and easy to use app. Interest is paid every month which is brilliant has you can see you money grow. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Ford Money 4.11 from 37 reviews
Fixed Rate Saver
from Sainsburys Bank 3.35 from 8 reviews
Savings accounts
from Oxbury Bank 4.65 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43500 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub