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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Such an easy site to use.

Such an easy site to use. Excellent savings rates. Customer support if you need it. Certainly recommend.. Reviewed on: 8th January 2024

Easy to operate via the app and good interest rates.

Easy to operate via the app and good interest rates. Always kept up to date of changes in rates by email Reviewed on: 8th January 2024

Easy to use.

Easy to use. Interest quick to follow base rate. Quick and easy transfer Reviewed on: 8th January 2024

Everything works without problems.

Everything works without problems. Reviewed on: 8th January 2024

Excelent service

Excelent service and great investemants Reviewed on: 8th January 2024

Easy to use on a mobile phone, transparent on fees

Easy to use on a mobile phone, transparent on fees and saving rates. Have used both for loans in the past and now savings. Early repayment at the click of a button. Savings rates increased for my easy saver already and were automatically applied to the account. Reviewed on: 8th January 2024

Great rates. Great app. Great service

Great rates. Love their ‘pots’. App easy and reliable. Resolve queries quickly Reviewed on: 8th January 2024

Credit awareness support

The credit card limit is perfect for me to start to build up my credit rating. I have £600 limit which I manage to pay off every month and most months have learned to keep it under that amount. There are a lot of interesting and supportive articles on how to manage finance. It guides me with a credit score that I am working on to get better. Reviewed on: 8th January 2024

Amazing!

Amazing! I've had great service & support throughout. Reviewed on: 8th January 2024

Good value for money and great interest

Good value for money and great interest Reviewed on: 8th January 2024

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