Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Excellent

Really easy to use app. Can quickly create custom pots and transfer in the money, the ability to lock the money for multiple periods at higher rates is a great feature. Reviewed on: 8th January 2024

Easy saver

Easy to use and always kept updated Reviewed on: 8th January 2024

Easy to use smart saver account with lots of extras...

Easy to use smart saver account with lots of extras to help you boost your savings. Reviewed on: 8th January 2024

Smartest Saver

Great mobile app, simple and easy to use and very quick transactions. Reviewed on: 8th January 2024

Really easy to use and great products available for...

Really easy to use and great products available for all your needs Reviewed on: 8th January 2024

Easy to setup, deposit and withdraw funds

Easy to setup, deposit and withdraw funds with competitive interest rates. Reviewed on: 8th January 2024

The interest rates on offer are always competitive.

The interest rates on offer are always competitive. Increases in the base rates are passed on promptly. I am kept informed of any changes. I am never hassled with any hard selling technique. i feel that my investments are in safe hands Reviewed on: 8th January 2024

Best savings app

A great super user friendly mobile app and good interest rates, everything you need in one place. Reviewed on: 8th January 2024

Smart Easy-in Easy-out Savings.

The concept of savings ‘access pots’ is a really smart feature and provides a very easy-in easy-out approach to flexible time bound saving. Reviewed on: 8th January 2024

Never had to get in touch

Never had to get in touch, because iv never had any issues, Its all run like clockwork. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Club Lloyds Saver
from Lloyds Bank 4.21 from 76 reviews
Easy Access
from Charter Savings Bank 4.09 from 26 reviews
Savings
from The Cumberland 4.56 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub