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Zopa: Smart Saver reviews

4.94
Based on 8,046 reviews, last reviewed 21st Mar 2026
81700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026
Lee Rawson's avatar
Lee Rawson

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Easy to use app good rate of interest had no problem...

5
Easy to use app good rate of interest had no problems at all Reviewed on: 8th January 2024

Smart Saver

5
Easy to use. Laid out simply and easy to set up accounts.. Reviewed on: 8th January 2024

Great company to work with.

5
Great company to work with. Savings rates are great and they are always rising. Reviewed on: 8th January 2024

Super easy to use app and excellent interest rates

5
So easy to use the app to move money around d with several options to get the best possible interest rate. And the interest rates are the best I’ve seen or found of all the banks for savings out there. Reviewed on: 8th January 2024

Very simple to use app.

5
Very simple to use app. Good rates for savings offered. Reviewed on: 8th January 2024

Website easy to navigate.Ann

4
Website easy to navigate. Ease of opening and checking accounts. Reviewed on: 8th January 2024

Zopa is excellent

5
I used Zopa credit card following my divorce. Very positive then when had settlement money used it in savings with Zopa it was superb. Reviewed on: 8th January 2024

Great savings app easy to set up and pay in monthly,...

5
Great savings app easy to set up and pay in monthly, easy to withdraw Reviewed on: 8th January 2024

Easy to set up savings account and simple to access...

5
Easy to set up savings account and simple to access and adding funds works really well Reviewed on: 8th January 2024

Easy to use.

5
Easy to use. Great interest rate Reviewed on: 8th January 2024

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