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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple and easy saving.

5
Simple and easy saving with great interest rates. Reviewed on: 8th January 2024

Such an easy app to use.

5
Such an easy app to use. I’m often transferring money in and out and have never had any issues. Competitive interest rates for different savings pots are a great idea. Reviewed on: 8th January 2024

Smart Saver

5
easy to use and money moves around quickly as needed Reviewed on: 8th January 2024

great for saving

5
Makes it easy to save money, can easily move money to and from the account Reviewed on: 8th January 2024

Best financial service

5
I have used Zopa both as a lender and a saver the service has always been efficient and documentation is easy to follow Reviewed on: 8th January 2024

Top service easy to use and to navigate...

5
Top service easy to use and to navigate around sire Reviewed on: 8th January 2024

The app for saving is really easy to navigate around.

5
The app for saving is really easy to navigate around. Straightforward products and easy to understand. Reviewed on: 8th January 2024

Zooopa, Doopa Zopa .

4
Accessible , efficient and very easy steps . N Reviewed on: 8th January 2024

In was good at the beginning but now other companies...

3
In was good at the beginning but now other companies are offering better interest rates Reviewed on: 8th January 2024

Easy to access, good interest rates.

5
Easy to access, good interest rates. Never had any issues, always kept informed by Zopa of any changes Reviewed on: 8th January 2024

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