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Zopa: Smart Saver reviews

4.94
Based on 8,048 reviews, last reviewed 24th Mar 2026
81900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

BigG Zopa Simple and clear website, great rates. Reviewed on: 24th March 2026
Gary Kemp's avatar
Gary Kemp

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8048)

Easy to set up savings account and simple to access...

5
Easy to set up savings account and simple to access and adding funds works really well Reviewed on: 8th January 2024

Easy to use.

5
Easy to use. Great interest rate Reviewed on: 8th January 2024

I recommend to everyone !

5
Amazing! I love the high interest rates. I recommend ZOPA to everyone - my sister in law signed up today because of me saying about them! The app is really handy and your money is super safe. I wouldn't bank anywhere elsem Reviewed on: 8th January 2024

Really easy to use, and great products.

5
Really easy to use, and great products. Reviewed on: 8th January 2024

Great experience no complaints easy to use app and t...

5
Great experience no complaints easy to use app and transfer money Reviewed on: 8th January 2024

Website easy to understand.

5
Website easy to understand. Fun to use Reviewed on: 8th January 2024

Zopa does exactly what it says on the tin.

5
Zopa does exactly what it says on the tin. The website is clear to navigate, and choices are clearly explained. Simples. It's simple, that's why it works. the tone of the written content is slightly different to other institutions I have dealt with; it's clear without being patronising. It steers clear of ambiguity by being precise and accurate. Not rocket science but most can't do it. It is kind of humble and modest, rather like the little characters on the logo - that's clever. Reviewed on: 8th January 2024

Excellent service, can't fault this comoany.

5
Excellent service, can't fault this comoany. Reviewed on: 8th January 2024

Excellent app, great saving rates, happy with what Z...

5
Excellent app, great saving rates, happy with what Zopa can offer. Reviewed on: 8th January 2024

Great, easy to use account

5
Have loved having a Zopa savings account, it’s so easy to use, have recommended to family and friends I’m so impressed with it Reviewed on: 8th January 2024

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