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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7905 reviews)

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4.94

Based on 7,905 reviews, last reviewed 7th Mar 2026

68600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Everything in one place for simple savings and compo... Everything in one place for simple savings and compounding, just what I was looking for. Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7905)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

ZOPA SAVING

Very good company always keep you up to date, excellent customer service. Would highly recommend Reviewed on: 15th January 2026

I’ve been with Zopa for quite a while now and have n...

I’ve been with Zopa for quite a while now and have never had any problems at all. Very good loan rates and friendly staff. Reviewed on: 15th January 2026

Excellent, prompt response, good communication too

Excellent, prompt response, good communication too Reviewed on: 15th January 2026

Zapa takes a lot of the complexity and stress

Zapa takes a lot of the complexity and stress out of both saving and borrowing. It’s user-friendly, transparent, and convenient—ideal whether you’re building up savings or need quick, manageable credit. Reviewed on: 15th January 2026

She really helped me improve my credit history.

She really helped me improve my credit history. Reviewed on: 15th January 2026

Excellent end to end experience.

The app is simple to use and navigate around. Great communication with information and updates. Simply a great end to end experience Reviewed on: 15th January 2026

Great interest on locked pots brilliant company to s...

Great interest on locked pots brilliant company to save with . Reviewed on: 15th January 2026

Really good and helpful great rates and easy to appl...

Really good and helpful great rates and easy to apply and pay off early Reviewed on: 15th January 2026

Zopa help me in my hart live time.

Zopa help me in my hart live time. Reviewed on: 15th January 2026

Brilliant credit card company with low interest rates

Brilliant credit card company with low interest rates Reviewed on: 15th January 2026

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